Government Grants for Roof Repairs and Replacements in the UK 2025
If your roof requires repairs or a full replacement, you may qualify for financial assistance through various government grants and schemes. These programs support homeowners, particularly those on low incomes or in vulnerable situations, ensuring homes remain safe, habitable, and energy efficient.
Understanding what grants are available, eligibility requirements, and the application process can help you secure funding for necessary roofing work.
Available Government Grants for Roofing
Home Repair Assistance Grant
Local authorities offer discretionary grants to homeowners with roofs in poor condition that pose a safety risk. The eligibility criteria typically include:
- Being aged 18 or over and receiving means-tested benefits such as Income Support, Jobseeker’s Allowance, Housing Benefit, Working Tax Credit, or Pension Credit.
- Having a disability or illness that qualifies for Disability Living Allowance, Long-Term Incapacity Allowance, or Attendance Allowance.
- Being aged 60 or over and unable to cover the repair costs.
These grants can provide up to £5,000 over three years for essential roof repairs or replacements.
However, funding is limited, and not all applications are approved.
Energy Company Obligation (ECO) Scheme
The ECO scheme requires larger energy suppliers to fund home energy efficiency improvements, including roof insulation. Eligible homeowners, particularly those with low incomes or energy-inefficient homes, can receive financial support to reduce heating costs and improve overall home efficiency.
Applying through your energy provider or a government-accredited installer is necessary.
Great British Insulation Scheme
Launched in July 2023, the Great British Insulation Scheme provides funding for insulation improvements, including roof and loft insulation, to increase energy efficiency and lower household energy bills. Running until March 2026, the scheme is open to households in England, Scotland, and Wales. Homeowners must meet specific energy efficiency criteria to qualify, and applications are processed through accredited installers.
Disabled Facilities Grant
Local councils provide grants to help disabled homeowners make essential home adaptations, which may include roof repairs. While primarily designed for improving home accessibility, these grants can also be used for urgent structural repairs if they impact safety.
Funding varies by region, with some local authorities offering up to £36,000. The application process usually requires an occupational therapist’s assessment.
Home Energy Efficiency Schemes
A range of government-backed initiatives support energy-efficient home improvements. While these schemes primarily focus on insulation and heating upgrades, they can indirectly support roof-related projects by enhancing overall home energy efficiency.
Some local authorities also provide additional funding for low-income households.
Applying for a Roofing Grant
Eligibility Criteria
To qualify for a roofing grant, you typically need to meet one or more of the following criteria:
- Be aged 18 or over.
- Receive eligible benefits such as Universal Credit, Income Support, or Housing Benefit.
- Be aged 60 or over and unable to finance the repairs independently.
- Have a disability or illness requiring home adaptations.
Grants are not guaranteed, and funds are often awarded based on need and available resources. If you meet the criteria, you may receive funding to fully or partially cover roofing work. If the repair cost exceeds the grant, you must cover the difference yourself.
Steps to Apply
- Contact Your Local Authority Since many grants are managed at the local level, your council can provide information on eligibility, funding availability, and the application process.
- Obtain Roofing Quotes You will need at least three quotes from roofing contractors detailing the scope and cost of repairs or replacements. Submitting multiple quotes may increase your chances of approval.
- Consult the Energy Saving Trust This organisation provides up-to-date guidance on energy efficiency grants and helps homeowners identify the most suitable funding schemes.
- Check with Energy Suppliers Some energy companies offer grants or discounts for home insulation, including roof insulation, under obligations like the ECO scheme.
Considerations Before Applying
- Funding availability varies by region and changes over time. Always check with your local authority for the most current information.
- An inspection of your roof by a local authority inspector or an approved contractor may be required before funding approval.
- You must arrange the repair or replacement work yourself. Only accredited contractors should be hired to ensure compliance with regulations.
- Planning permission and building regulations may be required for major repairs or replacements. Your contractor should assist with these requirements.
- Some grants require you to stay in the property for a minimum period after receiving funding; selling the home too soon may result in a grant repayment obligation.
Funding Limits and Additional Support
The maximum amount awarded for roof repairs through the Home Repair Assistance Grant is £5,000 over three years. Full roof replacements are less commonly funded, but additional financial assistance may be available through:
- Local authority hardship funds.
- Charitable organisations supporting vulnerable homeowners.
- Interest-free government loans for home improvements.
If your roof is in poor condition and you meet the eligibility criteria, you may qualify for a government grant to help cover repair or replacement costs.
Researching available schemes, gathering roofing quotes, and applying through the appropriate channels can improve your chances of receiving financial support.
Contact your local authority, energy supplier, or the Energy Saving Trust to explore your options and secure funding for essential roof work.
